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Do Presidential Elections Actually Impact The Stock Market?

More often than not, whenever a presidential election year is underway, you will hear a lot of news anchors and financial analysts will talk about the economy and the stock market. There will often be self-proclaimed experts who have their theories about how a presidential candidate will affect the market during election year, how investors…

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2020 Contribution Limits for Employer Sponsored Plans

The 2020 contribution and benefit limits have been released by the IRS.  The contribution limit for employees who participate in 401(k), 403(b), most 457 plans, and the federal government’s Thrift Savings Plan is increased. The following limits are applicable to 401(k), 403(b), most 457 plans, and the federal government’s Thrift Savings Plan: The contribution limit…

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Does The Fed Lowering Interest Rates Really Hurt Retirees?

In most cases, the actions of the Federal Reserve lowering interest rates are a good thing because a lot of economic activity depends on the ability of businesses to borrow money. It is of course easier to borrow when interest rates are lower, but lowering interest rates too much could affect investors who may see…

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2019 Catch Up Contributions

The IRS does a good job of providing the country’s elders with ways to save for retirement. Some of the most popular investment vehicles the IRS provides access to for the benefit of US taxpayers include 401(k) accounts and a variety of IRAs. While both options provide a variety of benefits to the taxpayer, the…

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Avoid Required Minimum Distribution Mistakes

If you’re approaching retirement or already retired, you may have a traditional IRA, SIMPLE IRA, or SEP.   If you do, at a specific age you must take a minimum distribution.  This minimum distribution is required by the government when you reach the age of 70 ½.  It is not only done one time but…

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Protect Retirement Savings Against Long Term Care Needs 


Unfortunately, it’s a very real possibility that you or someone you love may need long term care at some point. Your retirement savings may have to go toward that care, but you will want to ensure that this money is protected. A good way to keep your retirement savings secure could be a long term…

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Medicare Open Enrollment

It’s that time of year again for Medicare’s Open Enrollment!  Are you ready?  If you are new to Medicare then it’s important to know that Open Enrollment occurring in the Fall is only designated for changes to be made to current coverage.  These changes include: • Changing from regular Medicare coverage to Medicare Advantage regardless…

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What To Do When You Inherit Your Parents’ House

The largest wealth transfer in the history of the world is currently in process. It’s estimated that around $68 trillion will switch hands over the next 25 years. Baby Boomers are currently retiring, and many of them will pass of the scene within the next few years. Much of this wealth will be tied up…

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Should You Delay Retirement?

Retirement is a dream for most Americans. Sure, there are people like Warren Buffett who love to work. Most people do not. If you’re one of those people who want to retire, the question arises of when a good time to retire might be. Some people will be fine retiring next week while some should…

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Modern Day Scams To Avoid

The possibility of being targeted for a scam or a malicious scheme is well-known, and you may be aware of some of the more common or outdated scams. Today’s criminals, however, are increasingly devious. They know that many people are onto their efforts, so they can go to great lengths to trick consumers like you…

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